Affinity Financial Corporation (AFC), an award winning financial technology company established in 1996 by J. Randall Waterfield and Richard R. Waterfield, engineered the banking center concept. AFC provides private label banking centers for affinity groups, employers and non-bank financial institutions. Banking Center customers benefit from AFC's innovative Efficient Banking Platform, a combination of Internet and telephone banking technology, Direct Deposit functionality, nationwide deposit drop locations (UPS/Mail Boxes ETC and over 9,000 MAC ATM's), online bill payment, Global ATM Fee Reimbursement Policy, and centralized processing.

AFC is committed to delivering premium banking products. All checking, savings, money market and certificate of deposit accounts offered through the banking center are FDIC insured up to $250,000 per customer by one of the AFC participating FDIC insured depository institutions. FDIC Info

AFC has contracted with Waterfield Bank to provide superior deposit services for all banking center customers.

AFC continues to develop additional features utilizing leading edge technology to improve the scope and quality of the products and services offered through the banking center. Banking Center customers across the country can enjoy fast, friendly and customer-focused service and a premium value proposition that includes access to great rates, low fees, 24/7 access (does not include physical branch access) and ATM fee reimbursement worldwide.